Mintago

Accessing Mintago Platforms

Managing and editing employee Pension Contributions

Managing Pension Contributions

Grocery Salary Sacrifice FAQ's

Speaking to a Financial Advisor

Mintago Team

Tom Catnach

Rachele Carraro

Everything employees need to know about Mintago

Employee Hub

Save More Money for Retirement - The Simple Way!

Pension Scheme

Your Guide to Tech & Mobile Benefits at Mintago: How to Get the Latest Devices Through Salary Sacrifice

Tech and Mobile Scheme

Save Money on Your Groceries: Your Guide to Mintago's Grocery Salary Sacrifice Scheme

Grocery Scheme

Save on Your Childcare Costs: Your Guide to Mintago's Childcare Salary Sacrifice Scheme

YellowNest - Childcare Scheme

Your Guide to Lifestyle Subscription Benefits: Stream Smarter with Salary Sacrifice

Lifestyle/Subscriptions Scheme

Benefit enrolment delays

All you need to know about our benefit schemes

Salary Sacrifice Benefits

Your cycle to work pre-contract agreement

Pre-Contract Agreement

Download the frequently asked questions document

Frequently asked questions

All the information you need for your cycle to work scheme

Cycle to work

Anna Mcevinney

Frequently Asked Questions on Salary Sacrifice

Salary Exchange

What is salary exchange?

An overview of the primary benefits (increased take home pay / pension contributions) and secondary benefits (working & child tax credits)

How does Salary Exchange benefit me?

What can salary exchange be used for

Salary exchange isn't for everyone, see here for the list of limitations.

What are the limitations of salary exchange?

Can I stop Salary Exchange at any point?

A new headline pay that means you don't miss out on any benefits as a result of salary exchange

What is reference pay?

How does salary exchange work

They will look different. Read on to find out why...

How does salary exchange change my payslip and P60?

The State Pension that you will receive is based on the number of NI contributions made during your working life, not the amount of NI paid.

Does salary exchange affect my State Pension?

Very few people are affected, if you are working just a few hours per week then you should consider the impact on your entitlement to SSP.

Does salary exchange impact sick pay?

Does salary exchange impact any future pay rises?

How does salary exchange impact my take-home pay?

Two ways to pay your pension: net pay way (you pay NI on this) and the salary exchange/sacrifice way (you don't pay NI on this).

How does salary sacrifice impact my pension?

What impact does salary exchange have on parental leave

Salary exchange and Maternity/Paternity Leave

Does salary exchange have an impact on my mortgage?

How does salary exchange impact...

What is the Pension Dashboard?

Everything you need to know about your Pension Dashboard

Pension Dashboard

What happens if I don’t know my current pension pot amount?

How many pension pots can I add to my dashboard?

I have found another one of my past pensions and I'm wondering how to add it onto my Dashboard?

Does Mintago also consolidate different pension pots as a service?

Pension Pots

What is the Pension Hunter?

Do I have to pay a fee to use the Pension Hunter feature?

Are the names of 2 past employers enough information to submit to the pension hunting team?

Does the signature have to look like your signature or can you just write your name?

How do I delete a signature?

I have input my signature, but nothing happens when I click ‘Find My Pension’.

Mintago's letter of authority template that will be used for your pension searches

Letter of authority template

Pension Hunter

What is the Retirement Planner?

Retirement Planner

What is the 'income in retirement' section?

The design your income in retirement only goes up to £84k is it possible to increase the sliding scale up to £100k ?

Design your Retirement

What is the 'Pension contributions' section?

How can I add my current pension contribution to the dashboard?

Can Mintago advise me on how to up my pension contributions and by how much?

What do I need to do to increase my salary sacrifice contributions?

I accidentally changed my pension contributions, can this be undone?

Where can I find how much I am contributing to my pension?

Pension Contributions

Account

I'm not able to see any details about my work pension on my account.

I set up my Mintago account with my work email but didn't use the employer code. How can I rectify this?

What to do if you are seeing the error message, “USER_JOURNEY_ENROLLED_ALREADY” when logging into your Mintago account