Mintago

Accessing your Mintago Platform

Learn how to download the Android or iOS app

How to download and install the Mintago App

Managing and editing employee Pension Contributions

Managing Pension Contributions

Speaking to a Financial Advisor

Understanding and Using Retail Discount Vouchers

Managing Your Pension Pots in Mintago

A guide to shopping safely on popular marketplaces such as eBay, Vinted and Facebook.

Safe shopping for pre-loved goods

Employee - Pension Salary Sacrifice FAQs

Mintago Team

Tom Catnach

Mintago Customer Support

Everything employees need to know about Mintago

Employee Hub

Save More Money for Retirement - The Simple Way

Pension Scheme

Save on Your Childcare Costs: Your Guide to Mintago's Childcare Salary Sacrifice Scheme

Kinsail - Childcare Scheme

Everything you need to know about the home and tech scheme

Currys & Ikea Salary Sacrifice Details

All you need to know about our benefit schemes

Salary Sacrifice Benefits

Your cycle to work pre-contract agreement

Pre-Contract Agreement

Download the frequently asked questions document

Frequently asked questions

All the information you need for your cycle to work scheme

Cycle to work

Rachele Carraro

Sharon Ringer

Frequently Asked Questions on Salary Sacrifice

Salary Exchange

What is salary sacrifice?

An overview of the primary benefits (increased take home pay / pension contributions) and secondary benefits (working & child tax credits)

How does Salary Sacrifice benefit me?

What can salary sacrifice be used for

Salary exchange isn't for everyone, see here for the list of limitations.

What are the limitations of salary exchange?

Can I stop Salary Exchange at any point?

A new headline pay that means you don't miss out on any benefits as a result of salary exchange

What is reference pay?

How does salary exchange work

They will look different. Read on to find out why...

How does salary exchange change my payslip and P60?

The State Pension that you will receive is based on the number of NI contributions made during your working life, not the amount of NI paid.

Does salary exchange affect my State Pension?

Very few people are affected, if you are working just a few hours per week then you should consider the impact on your entitlement to SSP.

Does salary exchange impact sick pay?

Does salary exchange impact any future pay rises?

How does salary exchange impact my take-home pay?

Two ways to pay your pension: net pay way (you pay NI on this) and the salary exchange/sacrifice way (you don't pay NI on this).

How does salary sacrifice impact my pension?

What impact does salary exchange have on parental leave

Salary exchange and Maternity/Paternity Leave

Does salary exchange have an impact on my mortgage?

How does salary exchange impact...

What is the Pension Dashboard?

Everything you need to know about your Pension Dashboard

Pension Dashboard

What happens if I don’t know my current pension pot amount?

How many pension pots can I add to my dashboard?

I have found another one of my past pensions and I'm wondering how to add it onto my Dashboard?

Does Mintago also consolidate different pension pots as a service?

Pension Pots

What is the Pension Hunter?

Do I have to pay a fee to use the Pension Hunter feature?

Are the names of 2 past employers enough information to submit to the pension hunting team?

Does the signature have to look like your signature or can you just write your name?

How do I delete a signature?

I have input my signature, but nothing happens when I click ‘Find My Pension’.

Mintago's letter of authority template that will be used for your pension searches

Letter of authority template

Pension Hunter

What is the Retirement Planner?

Retirement Planner

What is the 'income in retirement' section?

The design your income in retirement only goes up to £84k is it possible to increase the sliding scale up to £100k ?

Design your Retirement

What is the 'Pension contributions' section?

Can Mintago advise me on how to up my pension contributions and by how much?

What do I need to do to increase my salary sacrifice contributions?

I accidentally changed my pension contributions, can this be undone?

Pension Contributions

Account

What to do if you are seeing the error message, “USER_JOURNEY_ENROLLED_ALREADY” when logging into your Mintago account

What to do if you are seeing the error message?

My Date Of Birth is incorrect. Can it be updated?

Account Setup

I have forgotten my password but nothing comes through when I request the reset email. What should I do?

Password

I am leaving the company, is my Mintago account transferable and can I keep on using your service?

Can I download my current pension information?

Leavers Information

SIPP

Contributions

Personal pension

Pension wellbeing

Pension

Auto-enrolment

Workplace pension

Glossary

Return to the dashboard

Find answers and get help from Intercom Support and Community Experts

Conversations you've started through the messenger will appear here.

No conversations created by you

Try using different keywords or checking for typos.

No conversations found

Title

This site employs cookies and other technologies that we and our third party vendors use to monitor and record personal information about you and your interactions with the site (including content viewed, cursor movements, screen recordings, and chat contents) for the purposes described in our Cookie Policy. By continuing to visit our site, you agree to our {websiteTermsLink}, {privacyPolicyLink} and {cookiePolicyLink}.

This site uses cookies and similar technologies ("cookies") as strictly necessary for site operation. We and our partners also would like to set additional cookies to enable site performance analytics, functionality, advertising and social media features. See our {cookiePolicyLink} for details. You can change your cookie preferences in our Cookie Settings.

We use cookies to make our site work and also for analytics and advertising purposes. You can enable or disable optional cookies as desired. See our {cookiePolicyLink} for more details.

Advertising cookies are set by our advertising partners to collect information about your use of the site, our communications, and other online services over time and with different browsers and devices. They use this information to show you ads online that they think will interest you and measure the ads' performance. Social media cookies are set by social media platforms to enable you to share content on those platforms, and are capable of tracking information about your activity across other online services for use as described in their privacy policies.

These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies then some or all of these services may not function properly.

These cookies are necessary for the website to function and cannot be switched off in our systems.

These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site.

You have the right to opt out of the sale of your personal information. See our {cookiePolicyLink} for more details about how we use your data.

Your Privacy Choices

We use cookies to enhance your experience. You can customize your cookie preferences below. See our {cookiePolicyLink} for more details.

Cookie Settings

Empty Help Center

Uh oh. That page doesn’t exist.

Home

Search results

Disappointed

Neutral

Smiley

Thinking...

Searching through sources...

Analyzing...

Tickets submitted through the messenger or by a support agent in your conversation will appear here.