Mintago

Rachele Carraro

Anna Mcevinney

Frequently Asked Questions on Salary Sacrifice

Salary Exchange

What is salary exchange?

An overview of the primary benefits (increased take home pay / pension contributions) and secondary benefits (working & child tax credits)

How does Salary Exchange benefit me?

What can salary exchange be used for

Salary exchange isn't for everyone, see here for the list of limitations.

What are the limitations of salary exchange?

Can I stop Salary Exchange at any point?

A new headline pay that means you don't miss out on any benefits as a result of salary exchange

What is reference pay?

How does salary exchange work

They will look different. Read on to find out why...

How does salary exchange change my payslip and P60?

The State Pension that you will receive is based on the number of NI contributions made during your working life, not the amount of NI paid.

Does salary exchange affect my State Pension?

Very few people are affected, if you are working just a few hours per week then you should consider the impact on your entitlement to SSP.

Does salary exchange impact sick pay?

Does salary exchange impact any future pay rises?

How does salary exchange impact my take-home pay?

Two ways to pay your pension: net pay way (you pay NI on this) and the salary exchange/sacrifice way (you don't pay NI on this).

How does salary sacrifice impact my pension?

What impact does salary exchange have on parental leave

Salary exchange and Maternity/Paternity Leave

Does salary exchange have an impact on my mortgage?

How does salary exchange impact...

Return to the dashboard

Find answers and get help from Intercom Support and Community Experts

This site employs cookies and other technologies that we and our third party vendors use to monitor and record personal information about you and your interactions with the site (including content viewed, cursor movements, screen recordings, and chat contents) for the purposes described in our Cookie Policy. By continuing to visit our site, you agree to our {websiteTermsLink}, {privacyPolicyLink} and {cookiePolicyLink}.

This site uses cookies and similar technologies ("cookies") as strictly necessary for site operation. We and our partners also would like to set additional cookies to enable site performance analytics, functionality, advertising and social media features. See our {cookiePolicyLink} for details. You can change your cookie preferences in our Cookie Settings.

We use cookies to make our site work and also for analytics and advertising purposes. You can enable or disable optional cookies as desired. See our {cookiePolicyLink} for more details.

You have the right to opt out of the sale of your personal information. See our {cookiePolicyLink} for more details about how we use your data.

Your Privacy Choices

We use cookies to enhance your experience. You can customize your cookie preferences below. See our {cookiePolicyLink} for more details.

Cookie Settings

Link, Press control-option-right-arrow to exit

Empty Help Center

Uh oh. That page doesn’t exist.

Disappointed

Neutral

Smiley

Thinking...

Searching through sources...

Analyzing...

Tickets submitted through the messenger or by a support agent in your conversation will appear here.